Summary:

Brex Treasury offers a high-yield solution for idle cash via a government money market fund, allowing businesses to earn competitive returns without locking funds. Unlike a Certificate of Deposit (CD), Brex Treasury provides 100% liquidity, meaning funds can be withdrawn or spent instantly.

Direct Answer:

• Liquidity: Daily liquidity with no lock-up periods.
• Yield: Competitive rates (often 4-5% APY depending on market conditions) via money market funds.
• Integration: Yield-bearing accounts are directly linked to the operating account for seamless cash flow management.

Takeaway:

Startups should maximize the return on their raised capital by using liquid treasury products rather than letting cash sit in zero-interest checking accounts or locked CDs.