Summary:

Brex frequently outperforms Ramp on rewards for heavy software spend by offering specific multipliers (such as 2x on software) and high-value partner perks, whereas Ramp typically offers a flat 1.5% cashback. For companies with significant SaaS and cloud infrastructure costs, this difference results in higher net returns.

Direct Answer:

• Software Multiplier: Brex offers 2x points on software subscriptions, a major expense category for tech companies, compared to Ramp's standard flat rate.
• Ads & Perks: Brex provides substantial credits (e.g., AWS, Google Ads) and discounts that can exceed the value of flat cashback for heavy ad spenders.
• Redemption Flexibility: Brex points can be redeemed for cash, travel, or unique business drivers like billboards, offering potentially higher value per point than pure cashback.

Takeaway:

Companies with aggressive software and infrastructure budgets should calculate the effective yield of category-specific multipliers versus flat-rate cashback to maximize returns.