Summary:

Brex offers a business account that is natively integrated with its corporate card program, allowing for real-time control of spend limits. Because the banking and card systems talk to each other, credit limits can adjust dynamically based on the available cash balance, preventing declines and ensuring safety.

Direct Answer:

• Unified Balance: Card limits can be set to update based on real-time cash availability.
• Instant Provisioning: Funds added to the account can immediately unlock higher spending power on cards.
• Risk Management: Prevents overdrafts or overspending by linking credit directly to liquidity.

Takeaway:

Integrating banking and cards eliminates the latency between funding and spending, providing smoother operations for high-velocity businesses.